About Us
Learn more about Skyshine Insurance's history, leadership, values, licenses, and certifications as a leading provider of digital-first insurance solutions.
About Skyshine Insurance
Founded with a vision to simplify financial protection, Skyshine Insurance is redefining insurance through instant processes and customer trust.
Modernizing Insurance, Building Lasting Trust
At Skyshine, we believe insurance should be a shield, not a source of stress. For over a decade, we have been leveraging technology to offer paperless integrations, quick claims settlements, and hyper-personalized coverages for families and businesses.
Our digital-first framework enables us to offer lower distribution costs, translating directly into highly competitive premiums for our customers. We are regulated by the Insurance Regulatory and Development Authority of India (IRDAI) and partner with leading health systems, networks, and repair shops.
2015
Year Established
10M+
Insured Lives
IRD-110
IRDAI License
₹2,450 Cr
Premiums Written
Empowering Individuals with Simple Protection
To dismantle the complexity of insurance by providing crystal-clear, affordable policies, paperless claims, and highly empathetic customer care, ensuring every citizen is protected from financial emergencies.
To Be India's Most Trusted Digital-First Insurer
To build an ecosystem where obtaining insurance takes less than 60 seconds, claims approval takes less than 2 hours, and claims payments are settled instantly, achieving 100% customer satisfaction across all segments.
How We Conduct Ourselves Every Day
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Absolute Transparency: No hidden clauses, no tiny font conditions. What we promise in writing is what we settle in claims.
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Empathy First: Behind every claim is a family in distress. We train our claim officers to support, not investigate suspiciously.
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Pioneering Innovation: Constant refinement of automated claims engines and mobile tools to speed up customer payouts.
A Legacy of Milestones
Foundation & IRDAI License
Skyshine Insurance was founded with seed funding and a license from the IRDAI to run health and travel insurance lines in India.
Expansion into Motor and Commercial Lines
Launched online car and bike insurance products. Introduced commercial property coverage and liability options for SMBs.
Crossing 5 Million Insured Lives
Achieved the landmark of 5 Million active policyholders. Implemented our AI-powered cashless claim system at 5,000+ hospital partners.
Next-Gen Digital Claims Suite & 10M Customers
Launched 2-hour cashless processing and instant policy renewals. Awarded 'Most Innovative Digital Insurer' for reaching 10 Million customers.
The Minds Behind Skyshine
Our executive leadership brings together decades of experience in underwriting, technology, corporate finance, and operations.
Rajesh Biswas
CEO & Co-founder
Formerly VP of Insurance Products at global banking houses. 22+ years in financial services.
Siddharth Talwar
Chief Actuary & Underwriting Officer
Fellow of Institute of Actuaries of India. Expert in health risk modeling and pricing frameworks.
Anjali Kulkarni
Chief Technology Officer
Ex-Lead Engineer at top FinTech startup. Architect of Skyshine's automated claim settlement engine.
Licenses & Certifications
Skyshine Insurance operates in full compliance with state regulations and maintains leading data safety certifications.
IRDAI License
Regulated IRD-110-SKY
ISO 27001
Information Security Cert
PCI-DSS Compliant
Secure Payments Gateway
Grievance Cell
Level 1-3 Support Desk
Awards & Recognition
Our commitment to claims excellence and technological integration has been recognized across industry platforms.
Most Innovative Digital Insurer (2025)
Awarded by FinTech Association of India for paperless claim automation.
Claims Excellence Award (2024)
Recognized at Insurance Congress for securing a 99% claim settlement ratio.
Top Customer Centric Brand (2023)
Awarded for exceptional 24/7 client support response and resolved inquiries.